We invest in communities by leveraging the resources of the banking industry to finance the creation and preservation of quality affordable housing.

Centrant Community Capital is a regional lending consortium created in 1990 to provide first-lien, permanent financing for multifamily communities with rents that are affordable to households with income at or below 60% of area median income.

Funding for our loans comes from a network of member financial institutions. This consortium model enables member banks of all sizes to support community reinvestment efforts in the markets they serve.

Creating Strong Partnerships

Reinvesting in Communities Together

Our Impact

By the Numbers

Loans Funded
Projects Funded
Units Funded
Member Banks

Our Story

A History of Community Reinvestment

Originally known as CICNC, and later as CICCAR, our lending consortium was established by the North Carolina Bankers Association in response to the lack of safe, decent and affordable housing for low- to moderate-income residents of North Carolina.

Today, Centrant Community Capital offers loans across the Southeast, with a portfolio that includes properties financed in the following states: