Our Team

Board of Directors

Centrant Community Capital operates under the guidance of an experienced and dedicated Board of Directors.  Board members represent the business, credit, community development and geographic interests of our member banks and provide critical feedback to ensure that Centrant is meeting the dual mandate of its mission:  leveraging the resources of the banking industry to finance affordable multifamily housing in a safe and profitable manner.


Daniel Galindo
Senior Vice President
Woodforest National Bank
San Antonio, TX


Ruth Johnson
EVP & Chief Credit Officer
LifeStore Bank
West Jefferson, NC

Allan Carter
President & CEO
Kingstree Federal Savings
Kingstree, SC

Chris Clemmons
Vice President
First Bank
Greensboro, NC

Stephen Dixon
Senior Vice President & CRA Officer
Bank of Tennessee
Johnson City, TN

Scott Farmer
Executive Director
North Carolina Housing Finance Agency
Raleigh, NC

Scott Goodwin
Senior Vice President
First Citizens Bank
Raleigh, NC

Peter Gwaltney
President & CEO
North Carolina Bankers Association
Raleigh, NC

Michael Kerr
Chief Credit Officer
First Federal Bank
Dunn, NC

Edward McKelvey
Senior Vice President
South State Bank
Charleston, SC

Corey Simpson
Senior Vice President
Raleigh, NC

Babette Stone
Senior Vice President
Pinnacle Financial Partners, Inc.
Raleigh, NC

Ted Whitehurst
President & CEO
Providence Bank
Rocky Mount, NC

Mary (T.D.) Winters
SVP – Commercial Lending
National Bank & Trust
LaGrange, TX

Our Staff

The staff of Centrant Community Capital is a diverse and dedicated group, bringing decades of experience in affordable housing finance, loan underwriting, credit analysis and asset management to each transaction.  We are flexible, collaborative and service-oriented, seeking solutions that balance the needs of our investors with the desires of our borrowers – all for the benefit of the communities that we serve together.


Rocky Herring

Executive Vice President - Credit & Lending

John Bocciardi

Vice President - Asset Management

Shellie Lempert

Assistant Vice President - Operations Manager

Jared Gajowski

Portfolio Analyst